🔍 Key Concepts

• 46 CFR Subchapter T – Small Passenger Vessels (T‑Boats) • Who is the federal marine casualty reporting authority for inspected vessels • The legal thresholds that trigger an accident / marine casualty report (death, injury, dollar amount)

💭 Think About

• Which agency actually enforces inspection and safety rules for T‑boats—licensing, COIs, and casualty investigations? • Does an owner’s insurance company have any legal authority to investigate or receive official accident reports for regulatory purposes? • If one agency is clearly responsible for inspected vessel accidents, would it make sense that all three must receive the same official report by law?

✅ Before You Answer

• Look in 46 CFR Part 4 – Marine Casualties and Investigations to see who must be notified for serious marine incidents. • Confirm which agency issues Certificates of Inspection (COIs) and licenses for T‑boats—this is usually the same authority that requires accident reporting. • Verify whether reporting to an insurance agent is a legal requirement or just a private business matter.